Artists, Crafters, and Tradesmen Insurance
Insurance for artists, crafters, handmade jewelers, sculptors, clothing vendors, potters, art & craft show vendors, and more.
What does the policy include?
Show Policy
- Damage to Premises
- General Liability
Annual Policy
- Personal and Advertising Injury
- Business Personal Property
- Damage to Premises
- General Liability
- Products-Completed Operations
- Optional: Professional Liability
How much is the premium?
Show Policy
Pricing (for consecutive days)
1 - 3 Days
$59
4 Days
$71
5 Days
$83
6 Days
$95
7 Days
$107
Up to 90 Days
$118
Annual Policy
Pricing
$0 - $50,000 in Annual Sales
$315
$50,000 - $100,000 in Annual Sales
$445
Optional Professional Liability
$149
Raise BPP limits to $10,000/$50,000
$295
Is there a deductible?
There is no deductible for the show policy. The annual policy has a $250 business personal property deductible and a $1,000 professional liability deductible.
Eligible classes of business
The show policy targets insureds attending:
- Art Festival
- Craft Fairs
- Farmers Markets
- Seasonal Fairs/Shows
- Trade Shows
The annual policy targets insureds with the following operations:
- Apparel
- Art Work
- Artists/Painters (Not for Home & Commercial Painting Companies)
- Crafts
- Glass Blower
- Jewelry
- Leathercraft
- Paper Crafts
- Pottery
- Scrapbooking Products
- Sculptors
- Wood/Metal Crafters
Excluded operations
The excluded operations for the show policy are the following:
- Any Activity Involving Live Animals
- Any Activity Involving Motorized Equipment or Vehicles
- Birthday Parties
- Christmas Tree Lot
- Concerts
- Directing, Hosting, Organizing, planning, promoting, or sponsoring a fair, festival, show, or similar event
- Disc Jockeys (DJs)
- Martial Arts Events
- Medical Professionals
- Narcotic Related Events
- Performing Artists/Musicians
- Political Rallies, Demonstrations, or Events
- Pumpkin Patches
- Sales or Distribution of Narcotics
- Sporting Events
- Three-Dimensional Installation Artwork
- Weapon, Knife and Ammunition Exposures
The excluded operations for the annual policy are the following:
- All Ingestible Food or Drink Products
- Any Product Requiring a Prescription
- Architecture or Design Professionals
- Art Galleries
- Artisan Contractors
- Beauty or Health Services that are provided by an insured for a fee
- Candles Including Liquid Fuel Gel or Wax Melts
- Children's Furniture
- Children's Toys
- Commercial Painters
- Construction Operations
- Directing, hosting, organizing, planning, promoting, or sponsoring of a fair, festival, show, or similar event
- Disc Jockeys (DJs)
- Drugs
- E-Cigarettes and Smokeless Products
- Medical Equipment/Devices
- Medical Invasive Products Intended to Stay in the Body
- Musicians
- Nutraceuticals
- Performing Artists
- Pharmaceuticals
- Portrait Photography
- Products Designed for Infants, Toddlers, or Children
- Retail Storefronts – Premises May Be Owned or Leased Mainly for Use for Working and Not for Retail Sales
- Saddles, Harnesses, or Horse Furnishings
- Salon or Spa Operations
- Sporting Goods/Equipment
- Tattoo Artists
- Theater or performing arts shows
- Three-Dimensional Installation Art
- Tobacco Related Products
- Topical Products such as Cosmetics, Lotions, or Soaps
- Videographers
- Vitamins, Supplements, or Suppositories
- Weapons, Knives, or Ammunition
Coverage Details
Show Policy Limits
1-90 days of consecutive event coverage with general liability.
Limits of Liability
General Liability Aggregate Limit
$2,000,000
General Liability Each Occurrence Limit
$1,000,000
Damage to Premises Rented
$300,000
Annual Policy Limits
Annual policy with general liability and optional professional liability.
Limits of Liability
General Liability Aggregate Limit
$2,000,000
Products-Completed Operations Aggregate Limit
$2,000,000
General Liability Each Occurrence Limit
$1,000,000
Personal and Advertising Injury Limit
$1,000,000
Damage to Premises Rented to You Limit
$300,000
Business Personal Property Limit (Per Article)
$5,000
Business Personal Property Aggregate Limit
$10,000
Business Personal Property Deductible
$250
Optional Professional Liability Per Occurrence Limit
$100,000
Optional Professional Liability Aggregate Limit
$200,000
Optional Professional Liability Deductible
$1,000
Back to top