1 1 Policy options
2 2 Additional insureds
3 3 Payment information
4 4 Order summary

World Events Insurance Solutions

Anthony Grigsby

(888) 389-3900

Sorry, we don't have availability to purchase it online, but we are working on it! In the meantime, please submit quote for underwriting and we’ll reach out with any remaining questions!

Policy effective dates

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This policy will go into force on the start date and stay in force for 12 months.

Payments for this policy will stay in effect until cancelled.

Policy options

Please select from the options below. Some may affect the final price.

+ $30.00+ $2.50
Your application will be submitted for underwriting.

Due to carrier restrictions, some options are disabled from this group.

+ $39.00+ $3.25
Your application will be submitted for underwriting.

Due to carrier restrictions, some options are disabled from this group.

This option is needed if you are planning to include some form of fitness training, such as Yoga, Dance Instructor, or Personal Trainer into your business operations. 

+ $41.00+ $3.42
Your application will be submitted for underwriting.

Due to carrier restrictions, some options are disabled from this group.

This endorsement is intended for single step, manual suction using dry silicone cups. Fire cupping and all types of invasive and wet cupping remain exlcuded.

+ $41.00+ $3.42
Your application will be submitted for underwriting.

Due to carrier restrictions, some options are disabled from this group.

By adding this endorsement, you are confirming the following things: 

  • You do not perform microcurrent procedures on clients with cancer, implanted devices (such as pacemakers, defibrillators, etc.), are pregnant, or subject to seizures.
  • You only use handheld microcurrent devices
  • No electrode pads are used
  • Only microcurrent devices with 500 microamps and below are used
+ $16.00+ $1.33
+ $66.00+ $5.50
Your application will be submitted for underwriting.

Due to carrier restrictions, some options are disabled from this group.

Designed to cover your business personal property like equipment, supplies or inventory. This does not cover structural property like a building. $100 deductible applies.

+ $475.00+ $39.58
Your application will be submitted for underwriting.

Due to carrier restrictions, some options are disabled from this group.

Nearly 1 in 4 businesses have experienced a cybersecurity event. If you collect and/or store customer and financial data, we strongly advise adding Cyber Liability Coverage for greater protection and peace of mind.

+ $83.00+ $6.92
Your application will be submitted for underwriting.

Due to carrier restrictions, some options are disabled from this group.

General & professional liability limits

General & Professional Liability Aggregate $3,000,000
Products & Completed Operations Aggregate $3,000,000
Personal & Advertising Injury Included
Each Occurrence $2,000,000
Damage to Premises Rented to you $300,000

Additional limits

Inland Marine / Business Personal Property $2,000
Deductible $100

Account setup

Policy holder information

Physical Address

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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
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WE CANNOT ACCEPT A PO BOX AS A PHYSICAL ADDRESS. KINDLY ENTER A PHYSICAL ADDRESS FOR YOUR BUSINESS.
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Please click here to be directed to an application that is specifically for those whose business is in .

This state has been disabled from purchasing at this time. If you are trying to renew your policy, please call us at 866.395.1308

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Mailing address

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WE CANNOT ACCEPT A PO BOX AS A PHYSICAL ADDRESS. KINDLY ENTER A PHYSICAL ADDRESS FOR YOUR BUSINESS.
This field is required
This field is required
This field is required
Please click here to be directed to an application that is specifically for those whose business is in .

This state has been disabled from purchasing at this time. If you are trying to renew your policy, please call us at 866.395.1308

p
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Invalid ZIP code

Business information

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Business name - Only letters (A-Z), numbers (0-9), & (ampersand), and - (hyphen) are allowed.
Please provide your full name under mailing address.
A business you own and operate, not a business that employs you.
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Invalid phone
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Select an option
Select an option
  • Fitness Trainer applies to Personal Trainers, pilates Instructors, yoga Instructors and crossfit trainers.
Select an option
Application can no longer be completed online. Please contact your agent.
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Select an option
Application can no longer be completed online. Please contact your agent.
Select an option
Application can no longer be completed online. Please contact your agent.
Select an option
Application can no longer be completed online. Please contact your agent.
Select an option
Application can no longer be completed online. Please contact your agent.
Select an option
Application can no longer be completed online. Please contact your agent.
Select an option
Application can no longer be completed online. Please contact your agent.

Claim History

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Application can no longer be completed online. Please contact your agent.
Select an option
Application can no longer be completed online. Please contact your agent.
Select an option
Application can no longer be completed online. Please contact your agent.
Select an option
Application can no longer be completed online. Please contact your agent.

Terms & Conditions

Excluded Coverages

  • Assault and Battery
  • Abuse
  • Molestation
  • Harassment or Sexual Conduct

Excluded Practices

  • Training or application of micro-pigmentation, Black Henna
  • Body piercing or permanent body art
  • Laser treatments
  • Surgical hair removal, hair implanting or hair transplanting
  • Acupuncture (Optional Endorsement)
  • Any procedure that punctures the skin (Optional Endorsement)
  • Psychological or related treatment therapy
  • The use of electrical or mechanical apparatus or device for massage therapy, including electric massage chair or vibration machines
  • The use of any appliance, apparatus or device employing x-ray, electrical rays, radio waves or electronic waves
  • Suntan beds or suntan booths
  • The use of inversion tables
  • Sale, service or application of wigs or toupees
  • Removal or any attempt to remove warts, moles, or skin growths
  • Ultrasonic cavitation machines
  • Aqua therapy
  • Skin needling
  • Electrolysis
  • Cupping (Optional Endorsement)
  • Ear candling/coning
  • Hypnosis
  • Pole dancing, pole fitness, or exotic exercise
  • Microblading
  • Body branding
  • Endermologie
  • Flower essence or herbal therapy
  • Gua sha
  • Aerial yoga
  • Prescription, sales, distribution, or administration of any narcotic, controlled substance, or prescription medicine
  • Any operation that requires a medical license
  • Diagnosing or failure to diagnose any disease or medical condition
  • Manipulations or adjustments of the human skeletal structure
  • The use of any product developed with or containing human stem cells or human stem cell media
  • Recommendation, sales, distribution, or administration of any vitamins, supplements, or nutraceuticals
  • Dietary or nutritional related work for hospitals, assisted living facilities, nursing homes, home health care providers, health clinics, schools, or professional sport teams

Note: If you provide ANY of the above services, you are not eligible to purchase our policy.

Additional Exclusions

  • The transmission of a communicable disease
  • Any medical professional
  • Medical services

 

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Additional insureds

Bodywork Insurance - AI #{[{ $index + 1}]}(+$15.00)

Included with policy: Additional Insured, Waiver of Subrogation, Primary and Noncontributory.

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{[{ searchItem.state_code }]} | {[{ searchItem.start_date|date:"MMM dd, yyyy" }]} - {[{ searchItem.hasOwnProperty('end_date') ? (searchItem.end_date|date:"MMM dd, yyyy") : "no end date" }]}
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Please enter valid email address
Email should not be the same as the policy's holder email
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Please only use the additional insured email and do NOT use the policy’s holder email
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Invalid ZIP code
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Payment information

Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}

We'll automatically charge your card {[{ monthlyPaymentAmount|currency }]}/mo for the next {[{ checkoutData.configuration.monthlyPaymentCount }]} months.

Switch to annual

Credit card information

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Invalid credit card number
Please enter your credit card and bank information. Your credit card will be used for the down payment and your bank information will be used for the Capital Premium finance agreement monthly draft. If you have questions about alternative payment methods for the capital monthly draft please contact Capital Premium.
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Your credit card expires before auto renew date ({[{ policyEndDate.format(dateViewFormat) }]}). In order to proceed, please use other credit card.

Your policy is set up to automatically renew on {[{ policyEndDate.format(dateViewFormat) }]}.

Order summary

Policy Holder Edit

, ,
Email:
Email:
Mobile number:

Mailing Address is the Same as the Physical Address
Mailing Address:
, ,

Payment Information Edit

Payment Method:

Enrolled in EZ-Renew You are not enrolled in EZ-Renew
Your policy is set up to automatically renew on . With the EZ-Renew feature your insurance coverage will be continuous without you worrying about having a lapse in your insurance policy coverage.

Bodywork Insurance Policy

Monthly Payment Breakdown

Policy start date: - Policy end date: Edit

If changes are needed, please reach out to your agent.

General & professional liability limits

General & Professional Liability Aggregate $3,000,000
Products & Completed Operations Aggregate $3,000,000
Personal & Advertising Injury Included
Each Occurrence $2,000,000
Damage to Premises Rented to you $300,000

Additional limits

Inland Marine / Business Personal Property $2,000
Deductible $100

Policy Holder Business Information

Edit
Business Type
name
DBA
Mobile number
Website
Business Activities
Business Activities Description
Product Description
Do you offer any fitness training, such as personal training, yoga instruction, Crossfit, or dance instruction?
Are you a fitness trainer, or a dance teacher/instructor?
  • Fitness Trainer applies to Personal Trainers, pilates Instructors, yoga Instructors and crossfit trainers.
Are you currently certified by any professional association(s) or school(s)?
Please fill in the box with the association(s) you have a certification with
Do you provide any training outside your certification?
Do you have your clients complete a health history form?
Do you have clients who are under the age of 10?
Do you comply with all state and local government regulations?
Do you manufacture, alter, or package any diet aids, vitamins, supplements, or any other nutritional products?
Are you a Certified Athletic Trainer or coach who is affiliated with any organized sports or athletic team(s)?

Claim History

Have you had any liability or business property claims resulting in losses in excess of $5,000 within the last five years?
Are you aware of any incident(s) that may result in a claim?
Have you ever been involved in any legal disputes relating to the operations of your company?
Have you ever been subject to local, state, or federal investigation relating to the type of business you are applying for?

Terms & Conditions

Excluded Coverages

  • Assault and Battery
  • Abuse
  • Molestation
  • Harassment or Sexual Conduct

Excluded Practices

  • Training or application of micro-pigmentation, Black Henna
  • Body piercing or permanent body art
  • Laser treatments
  • Surgical hair removal, hair implanting or hair transplanting
  • Acupuncture (Optional Endorsement)
  • Any procedure that punctures the skin (Optional Endorsement)
  • Psychological or related treatment therapy
  • The use of electrical or mechanical apparatus or device for massage therapy, including electric massage chair or vibration machines
  • The use of any appliance, apparatus or device employing x-ray, electrical rays, radio waves or electronic waves
  • Suntan beds or suntan booths
  • The use of inversion tables
  • Sale, service or application of wigs or toupees
  • Removal or any attempt to remove warts, moles, or skin growths
  • Ultrasonic cavitation machines
  • Aqua therapy
  • Skin needling
  • Electrolysis
  • Cupping (Optional Endorsement)
  • Ear candling/coning
  • Hypnosis
  • Pole dancing, pole fitness, or exotic exercise
  • Microblading
  • Body branding
  • Endermologie
  • Flower essence or herbal therapy
  • Gua sha
  • Aerial yoga
  • Prescription, sales, distribution, or administration of any narcotic, controlled substance, or prescription medicine
  • Any operation that requires a medical license
  • Diagnosing or failure to diagnose any disease or medical condition
  • Manipulations or adjustments of the human skeletal structure
  • The use of any product developed with or containing human stem cells or human stem cell media
  • Recommendation, sales, distribution, or administration of any vitamins, supplements, or nutraceuticals
  • Dietary or nutritional related work for hospitals, assisted living facilities, nursing homes, home health care providers, health clinics, schools, or professional sport teams

Note: If you provide ANY of the above services, you are not eligible to purchase our policy.

Additional Exclusions

  • The transmission of a communicable disease
  • Any medical professional
  • Medical services

 

Check this box confirming you understand the above modalities and services are excluded in this policy
By checking this box, you certify that you are at least 18 years of age
By checking this box I accept the Terms & Conditions
I agree to the following email, phone and electronic delivery statement
Please check this box confirming you understand this policy is designed to cover only ONE technician/professional. If you are a Corporation or LLC, this policy will only cover the owner/operator of the company.
By checking this box I accept the optional endorsements agreement

Additional Insureds

Unlimited Additional Insureds
Additional Insureds
{[{ ai.name }]}

Employees

{[{ employee.firstName }]} {[{ employee.lastName }]} + {[{ optionalCoverage.employeePrice|currency }]}

Independent Contractors

{[{ contractor.firstName }]} {[{ contractor.lastName }]} + {[{ optionalCoverage.independentContractorPrice|currency }]}

ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR ANOTHER PERSON FILES APPLICATION FOR INSURANCE OR STATEMENT OF CLAIM CONTAINING ANY MATERIALLY FALSE INFORMATION, OR CONCEALS FOR THE PURPOSE OF MISLEADING, INFORMATON CONCERNING ANY FACT MATERIAL THERETO, COMMITS A FRAUDULENT INSURANCE ACT, WHICH IS A CRIME AND SUBJECTS THE PERSON TO CRIMINAL AND CIVIL PENALTIES.

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Based on your previous answers, it appears your business situation is unique and deserves a more personal touch. Please complete the application and one of our licensed sales agents will contact you within 48 hours to complete your quote.

We noted you have made changes to the application you previously submitted. After clicking SUBMIT FOR QUOTE, your application will be sent again for our team to review.

Please click here to be directed to an application that is specifically for those whose business is in .

This state has been disabled from purchasing at this time. If you are trying to renew your policy, please call us at 866.395.1308

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