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1 1 Start
2 2 Details
3 3 Eligibility
4 4 Pricing
5 5 Quote

Insurance Canopy

Jake De Britz

(385) 387-1013

Sorry, we don't have availability to purchase it online, but we are working on it! In the meantime, please submit quote for underwriting and we’ll reach out with any remaining questions!


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This policy will go into force on the start date and stay in force for 12 months.

Payments for this policy will stay in effect until cancelled.





General liability limits

General Liability Aggregate $2,000,000
Products & Completed Operations Aggregate $2,000,000
Personal & Advertising Injury $1,000,000
Each Occurrence $1,000,000
Damage to Premises Rented to you $300,000
Medical Expense Limit $5,000


Tell us about you.



Physical Address

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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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WE CANNOT ACCEPT A PO BOX AS A PHYSICAL ADDRESS. KINDLY ENTER A PHYSICAL ADDRESS FOR YOUR BUSINESS.
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Please click here to be directed to an application that is specifically for those whose business is in .

This state has been disabled from purchasing at this time. If you are trying to renew your policy, please call us at 866.395.1308

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Mailing address

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WE CANNOT ACCEPT A PO BOX AS A PHYSICAL ADDRESS. KINDLY ENTER A PHYSICAL ADDRESS FOR YOUR BUSINESS.
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Please click here to be directed to an application that is specifically for those whose business is in .

This state has been disabled from purchasing at this time. If you are trying to renew your policy, please call us at 866.395.1308

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Business information

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Business name - Only letters (A-Z), numbers (0-9), & (ampersand), - (hyphen) and ' (apostrophe) are allowed.
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Please provide your full name under mailing address.
A business you own and operate, not a business that employs you.
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Locations information

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  • Acetone Products
  • Aerosol Products
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  • Acetone sales are below $1M
  • Acetone products' end use are for cosmetic or beauty product purposes only
  • Acetone products do not contain parabens or phthalates
  • Aerosol products are stored in a temperature controlled environment, have warning labels, and have adequate safety controls in place
Your application will be submitted for underwriting review.
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Your application will be submitted for underwriting review.
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  1. You maintain record of design changes and reasons justifying these changes.
  2. Your designs are subject to independent external review, testing or certification.
  3. Warranties are obtained from all suppliers.
  4. Quality control records are kept so that you can identify at a later date what tests you applied to a given product at a given time.
  5. Warning labels comply with federal statutory warning labeling requirements.
  6. All product labeling complies with FDA guidelines.
  7. You expressly disclaim or limit warranties for your products.
  8. You provide specific training/instructions for the user in the proper use of your product.
  9. You have a procedure to record data on product related complaints, accidents, or injuries.
  10. Your procedure provides for examining and preserving any allegedly defective product, with the results of such examination recorded.
  11. You maintain copies of old instruction or operation manuals and advertising material.
  12. Your products have not been investigated for safety by any government agency.
  13. You do not have any foreign operations.
Your application will be submitted for underwriting review.
Select an option

Consumable alcoholic products, any product containing cannabidiol (CBD), any product developed with or containing human stem cells or human stem cell media, drugs, medicines, or products requiring a prescription, Formaldehyde or products containing Formaldehyde, furniture, hand sanitizer not in compliance with The United States Food & Drug Administration's current 2022 guidelines with regard to hand sanitizers, invasive body inks or permanent cosmetics, invasive products intended to remain within the body, inversion tables, nail curing lights, Nutraceuticals, Pharmaceuticals, plugin electrical products, suppositories, tanning beds or equipment, toys (except when sold in conjunction with an eligible beauty product), vitamins or supplements.

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Your application will be submitted for underwriting review.
  1. Date of Claim
  2. Description
  3. Amount of Loss
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REVIEW THE TERMS AND CONDITIONS.
 

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Terms and Conditions
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Read Company Email, Phone and Electronic Delivery Statement


Now for pricing. Let's begin with your Sales.



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Add any coverages you need below.



Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to carrier restrictions, some options are disabled from this group.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to carrier restrictions, some options are disabled from this group.

 

Nearly 1 in 4 businesses have experienced a cybersecurity event. If you collect and/or store customer and financial data, we strongly advise adding Cyber Liability Coverage for greater protection and peace of mind.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to carrier restrictions, some options are disabled from this group.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to carrier restrictions, some options are disabled from this group.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to carrier restrictions, some options are disabled from this group.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to carrier restrictions, some options are disabled from this group.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to carrier restrictions, some options are disabled from this group.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to carrier restrictions, some options are disabled from this group.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to carrier restrictions, some options are disabled from this group.




Add additional insureds now or later.



Additional Insureds

When you add a person†, event, or organization to your policy as an additional insured, they receive protection if they are named in a suit due to a covered business-related loss/claim because of your actions or operations.

† Additional insured status cannot be granted to a friend or co-worker as an extension of your policy. Each individual must purchase their own policy to obtain liability coverage.

† A written contract, such as a venue, studio rental, or employment contract is required to add another party as additional insured.

Beauty Product Insurance - AI #{[{ $index + 1}]}(+$0.00)

Included with policy: Additional Insured, Waiver of Subrogation, Primary and Noncontributory.

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Please enter valid email address
Email should not be the same as the policy's holder email
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Please only use the additional insured email and do NOT use the policy’s holder email
The endorsements listed below have been added to the policy requirements by the Additional Insured/Sponsoring Organization.
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Let's review the quote!




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Quote Summary

Policy Holder Edit

, ,
Email:
Email:
Mobile number:

Mailing Address is the Same as the Physical Address
Mailing Address:
, ,

Payment Information Edit

Payment Method:

Enrolled in EZ-Renew You are not enrolled in EZ-Renew
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Your policy is set up to automatically renew on . With the EZ-Renew feature your insurance coverage will be continuous without you worrying about having a lapse in your insurance policy coverage.

Beauty Products Annual Insurance Policy

Payment Breakdown

Policy start date: - Policy end date: Edit

If changes are needed, please reach out to your agent.
Edit

General liability limits

General Liability Aggregate $2,000,000
Products & Completed Operations Aggregate $2,000,000
Personal & Advertising Injury $1,000,000
Each Occurrence $1,000,000
Damage to Premises Rented to you $300,000
Medical Expense Limit $5,000

Policy Holder Business Information

Edit
Business Type
name
DBA
Mobile number
Website
Business Activities
Business Activities Description
Product Description
what were your gross sales over the previous 12 months?
Is your business domiciled in the US?
Please provide more information:
Are 100% of your products topical?
Are all non-topical products related to the beauty and/or cosmetic industry?
Please Describe Products:
Do you make Hand Sanitizer?
What are your annual gross sales for hand sanitizer?
Are you in compliance with The United States Food & Drug Administration's current 2022 guidelines with regard to hand sanitizers?
Do any of your products contain CBD?
How many years have you been selling CBD products?
Do you source your CBD from legally grown Hemp plant as described in the H.R.2- Agricultural Improvement Act of 2018?
Do you claim in any of your marketing and promotional materials that your CBD products are intended for use in the diagnosis, cure, mitigation, treatment, or prevention of diseases?
What percentage of sales relate to CBD products?
Do any of your products have ingestible CBD exposure?
If so, what percentage of sales?
Are your estimated gross sales $1M or more?
At any time have you manufactured, sold, distributed, or imported any of the following products?
  • Acetone Products
  • Aerosol Products
Please confirm the following are true:
  • Acetone sales are below $1M
  • Acetone products' end use are for cosmetic or beauty product purposes only
  • Acetone products do not contain parabens or phthalates
  • Aerosol products are stored in a temperature controlled environment, have warning labels, and have adequate safety controls in place
Do you sell products containing Acetone?
Please confirm that any acetone products end use are for cosmetic or beauty purposes only, are stored in a temperature controlled environment, have warning labels, and have adequate safety controls in place
Do you sell any aerosol products?
Please confirm that aerosol products are stored in a temperature controlled environment, have warning labels, and have adequate safety controls in place
Aside from eyeshadows, foundations, and toners, concealer, blush, eyeliner, or mascara, at any time have you manufactured, sold, distributed, or imported any products containing talc?
Do you have a written products recall plan?
Attached file:
Have you ever recalled products because of a potential product safety hazard?
Do you do your own formulating and design your work for all products?
Please confirm the following are true:
  1. You maintain record of design changes and reasons justifying these changes.
  2. Your designs are subject to independent external review, testing or certification.
  3. Warranties are obtained from all suppliers.
  4. Quality control records are kept so that you can identify at a later date what tests you applied to a given product at a given time.
  5. Warning labels comply with federal statutory warning labeling requirements.
  6. All product labeling complies with FDA guidelines.
  7. You expressly disclaim or limit warranties for your products.
  8. You provide specific training/instructions for the user in the proper use of your product.
  9. You have a procedure to record data on product related complaints, accidents, or injuries.
  10. Your procedure provides for examining and preserving any allegedly defective product, with the results of such examination recorded.
  11. You maintain copies of old instruction or operation manuals and advertising material.
  12. Your products have not been investigated for safety by any government agency.
  13. You do not have any foreign operations.
You understand the following are excluded from the policy and there will be no coverage for claims arising out of these products:

Consumable alcoholic products, any product containing cannabidiol (CBD), any product developed with or containing human stem cells or human stem cell media, drugs, medicines, or products requiring a prescription, Formaldehyde or products containing Formaldehyde, furniture, hand sanitizer not in compliance with The United States Food & Drug Administration's current 2022 guidelines with regard to hand sanitizers, invasive body inks or permanent cosmetics, invasive products intended to remain within the body, inversion tables, nail curing lights, Nutraceuticals, Pharmaceuticals, plugin electrical products, suppositories, tanning beds or equipment, toys (except when sold in conjunction with an eligible beauty product), vitamins or supplements.

Please Provide Details:
Have you had any liability or property claims in the last 5 years?
Please provide the following information:
  1. Date of Claim
  2. Description
  3. Amount of Loss
PRODUCT LABELS AND INGREDIENT LISTS ARE REQUIRED TO PURCHASE THIS INSURANCE. DID YOU PROVIDE A WEBSITE URL ON STEP 2 WHICH INCLUDES THIS INFORMATION?
Attached file:
Have any new products or services been added or are you anticipating adding any new products or services?
Please Describe:
Other than what's listed on this application, do you offer any other products or services?
Please Describe:

 


REVIEW THE TERMS AND CONDITIONS.
 

I agree to the following Terms and Conditions.
Terms and Conditions
I agree to the following email, phone and electronic delivery statement.
Read Company Email, Phone and Electronic Delivery Statement

Additional Insureds

Edit
Unlimited Additional Insureds
Additional Insureds
{[{ ai.name }]}
  • {[{ getEndorsementName(endorsementId) }]}

Employees

Edit
{[{ employee.firstName }]} {[{ employee.lastName }]}

Independent Contractors

Edit
{[{ contractor.firstName }]} {[{ contractor.lastName }]}

ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR ANOTHER PERSON FILES APPLICATION FOR INSURANCE OR STATEMENT OF CLAIM CONTAINING ANY MATERIALLY FALSE INFORMATION, OR CONCEALS FOR THE PURPOSE OF MISLEADING, INFORMATON CONCERNING ANY FACT MATERIAL THERETO, COMMITS A FRAUDULENT INSURANCE ACT, WHICH IS A CRIME AND SUBJECTS THE PERSON TO CRIMINAL AND CIVIL PENALTIES.

Your agent will be contacting you soon. There is a pending document to be submitted.



Let's Get Your Business Covered!



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Credit card information

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Please enter your credit card and bank information. Your credit card will be used for the down payment and your bank information will be used for the Capital Premium finance agreement monthly draft. If you have questions about alternative payment methods for the capital monthly draft please contact Capital Premium.
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Your policy is set up to automatically renew on {[{ policyEndDate.format(dateViewFormat) }]}.

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Based on your previous answers, it appears your business situation is unique and deserves a more personal touch. Please complete the application and one of our licensed sales agents will contact you within 48 hours to complete your quote.

We noted you have made changes to the application you previously submitted. After clicking SUBMIT FOR QUOTE, your application will be sent again for our team to review.

Please click here to be directed to an application that is specifically for those whose business is in .

This state has been disabled from purchasing at this time. If you are trying to renew your policy, please call us at 866.395.1308

Beauty Products Annual Insurance Policy

Policy Endorsements

Additional insureds

Coverage for Employees

Coverage for Independent Contractors

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