1 1 Policy options

2 2 Additional insureds

3 3 Payment information

4 4 Order summary

Combs & Company, LLC

Susan Combs

(646) 736-3737

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Additional insureds

Food Liability - AI #{[{ $index + 1}]}(+$0.00)

Included with policy: Additional Insured, Waiver of Subrogation, Primary and Noncontributory.

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Order summary

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Mailing Address is the Same as the Physical Address

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Food Liability Insurance

Monthly Payment Breakdown

Policy start date: - Policy end date: Edit

If changes are needed, please reach out to your agent.

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Limits of Insurance

General Aggregate Limit (Other then Products-Completed Operations)	$2,000,000
Products-Completed Operations Aggregate Limit	$2,000,000
Personal and Advertising Injury Limit	$1,000,000
General Each Occurrence Limit	$1,000,000
Damage to Premises Rented to You (Any One Premises)	$300,000
Liability Deductible	NO DEDUCTIBLE

Policy Holder Business Information

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Business Type
name
DBA
Mobile number
Website
Business Activities
Business Activities Description
Product Description

Business Type

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Is your business type an LLC, a Corporation, or a Partnership/Joint Venture?

Does your LLC, Corporation, or Partnership/Joint Venture offer any non-food related services or products?

Claims History

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Have you had any liability or business property claims resulting in losses in excess of $5,000 within the last five years?

Are you aware of any incident(s) that may result in a claim?

Have you or your company ever been involved in any legal dispute relating to the operations of your company?

Have you or your company ever been subject to local, state, or federal investigation relating to the type of business you are applying for?

Product information

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Are you in compliance with all County, State, and Federal Food and Safety Regulations?

Do you provide any additional services other than food products (e.g. health coaching or nutrition consulting)?

Do you add, or does your product contain, any vitamins, supplements, nutraceuticals, drugs, or medicines?

Are any of your products topical such as soaps, lotions, cosmetics, bath products, etc.?

Does your product promote, advertise, or claim to assist in cleansing, detoxing, weight loss, muscle building, meal replacement, or sexual enhancement?

Do you import any of your products?

What % of your products are imported?

Please note that imported seafood, meat, poultry, and perishables (produce or dairy making up more than 20% of total sales) are excluded from product liability coverage, which means the policy cannot be purchased.

What countries do you import from?

Are you providing/sub-contracting bartending services?

Are you serving/selling/providing any alcoholic beverages?

Liability Questions

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Does your Business, LLC, Corporation, or Partnership/Joint Venture offer any non-food related services or products (other than incidental advertising items for your food business such as shirts or cups with your logo)?

Are you or your company controlled by, owned by, or commonly owned, affiliated, or associated with any other organization or business?

Are any of your products topical such as soaps, lotions, cosmetics, bath products, etc.?

I understand that I must add the Handmade Beauty endorsement after I purchase this policy in order to receive coverage for these products.

Gross sales up to $50k for handmade beauty products = $135
Gross sales above $50k for handmade beauty products = $210

Please describe:

By selecting yes you agree that you:

I am in compliance with all County, State, and Federal Food and Safety Regulations.
I do not provide any services such as health coaching or nutritional consulting.
My product does not contain any nutraceuticals, drugs, medicines, vitamins, or supplements (other than incidental, naturally occurring or food based such as protein powders).
My product does not promote, advertise, or claim to assist in cleansing, detoxing, weight loss, muscle building, meal replacement, or sexual enhancement.
I am not providing/sub-contracting bartending services.
I do not own/operate a Grocery Store or Supermarket.
I do not own any commercial farming operations.
I do not own a Restaurant, Café, Bakery, Tavern, Bar, Nightclub, Dance Club, Social Club or Lounge.
Do not own any commercial farming operations (more than 30 acres).
Do not import Seafood, Meat or Poultry.
Your sales on imports for Perishables (produce or dairy) are less than 20% of total sales.

By selecting yes you agree that you:

Neither my company nor I have ever been involved in any legal dispute relating to the operations of the company.
I have not had any liability or business property claims resulting in losses in excess of $5,000 within the last five years.
Neither my company nor I have ever been subject to local, state, or federal investigation relating to the type of business I am applying for.

Terms & Conditions

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Products and operations that are EXCLUDED in this policy:

Alcoholic beverages or products (includes serving, selling, or sub-contracting)
Animal/Livestock feed (this does not include pet products)
Any product requiring a prescription
Any product containing Cannabidiol (CBD), Hemp, or Hemp extract
Baby food
Commercial farms owned or operated by the insured (your products sold away from the farm are okay)
Companies/Operations not in compliance with county, state, and federal food and safety regulations
Diet products or cleanses or pills marketed as a 'weight loss' product
Energy drinks
Grocery store or supermarket retail operations owned or operated by the insured
Health coaching
Importers - produce or dairy making up more than 20% of total sales
Importers - seafood, meat, poultry
Kava
Kombucha
Medical invasive products - intended to stay within body
Nutraceuticals, vitamins, supplements, suppositories or products containing pharmaceuticals, drugs or medicines
Nutrition consulting
Owner or operator of a food court / storefront
Restaurant, cafe, bakery, tavern, or similar establishment, with operations where you own or lease the space where customers enter to purchase food/beverages
Tobacco related products including e-cigarettes and smokeless products
Topical products including soaps, lotions, and bath products

See policy for exact terms, conditions, and exclusions.

Check this box confirming you understand the above products are excluded in this policy

By checking this box, you certify that you are at least 18 years of age

By checking this box I accept the Terms & Conditions

I agree to the following email, phone and electronic delivery statement

Additional Insureds

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Unlimited Additional Insureds

Additional Insureds

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Employees

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{[{ employee.firstName }]} {[{ employee.lastName }]}

+ {[{ optionalCoverage.employeePrice|currency }]}

Independent Contractors

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{[{ contractor.firstName }]} {[{ contractor.lastName }]}

+ {[{ optionalCoverage.independentContractorPrice|currency }]}

ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR ANOTHER PERSON FILES APPLICATION FOR INSURANCE OR STATEMENT OF CLAIM CONTAINING ANY MATERIALLY FALSE INFORMATION, OR CONCEALS FOR THE PURPOSE OF MISLEADING, INFORMATON CONCERNING ANY FACT MATERIAL THERETO, COMMITS A FRAUDULENT INSURANCE ACT, WHICH IS A CRIME AND SUBJECTS THE PERSON TO CRIMINAL AND CIVIL PENALTIES.

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Based on your previous answers, it appears your business situation is unique and deserves a more personal touch. Please complete the application and one of our licensed sales agents will contact you within 48 hours to complete your quote.

We noted you have made changes to the application you previously submitted. After clicking SUBMIT FOR QUOTE, your application will be sent again for our team to review.

Please click here to be directed to an application that is specifically for those whose business is in .

This state has been disabled from purchasing at this time. If you are trying to renew your policy, please call us at 866.395.1308

Combs & Company, LLC

Susan Combs

(646) 736-3737

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Food Liability Insurance

Policy Endorsements

Additional insureds

Unlimited

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Coverage for Employees

Coverage for Independent Contractors

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annually

monthly

^{DUE TODAY:} ^{(downpayment)}

Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}

We'll automatically charge your card {[{ monthlyPaymentAmount|currency }]}/mo for the next 10 months.

Aggregate Claims-Made Liability Coverages Limit of Insurance	$100,000
Privacy and Network Security	$100,000
Regulatory Fines and Penalties	$100,000
Ransom Payment	$10,000
Cyber Deception	$10,000
Deductible	$1,000

Policy effective dates

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Policy holder information

Physical Address

Mailing address

Business information

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Product information

Liability Questions

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Additional insureds

Food Liability - AI #{[{ $index + 1}]}(+$0.00)

Payment information

Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}

Pay

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Order summary

Policy Holder Edit

Payment Information Edit

Food Liability Insurance

Limits of Insurance

Policy Holder Business Information

Business Type

Claims History

Product information

Liability Questions

Terms & Conditions

Additional Insureds

Employees

Independent Contractors

Order total

Policy Endorsements

Additional insureds

Coverage for Employees

Coverage for Independent Contractors

Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}

Policy effective dates

Policy options

Limits of Insurance

Account setup

Policy holder information

Physical Address

Mailing address

Business information

Business Type

Claims History

Product information

Liability Questions

Terms & Conditions

Additional insureds

Food Liability - AI #{[{ $index + 1}]}(+$0.00)Remove

Payment information

Initial payment: {[{ firstPayment|currency }]} {[{ monthlyPayment.firstPaymentType }]}

Pay

Credit card information

Order summary

Policy Holder Edit

Payment Information Edit

Food Liability Insurance

Limits of Insurance

Policy Holder Business Information

Business Type

Claims History

Product information

Liability Questions

Terms & Conditions

Additional Insureds

Employees

Independent Contractors

Order total

Policy Endorsements

Additional insureds

Coverage for Employees

Coverage for Independent Contractors

Initial payment: {[{ firstPayment|currency }]} {[{ monthlyPayment.firstPaymentType }]}

Sign Here

Food Liability - AI #{[{ $index + 1}]}(+$0.00)

Initial payment: {[{ firstPayment|currency }]}
{[{ monthlyPayment.firstPaymentType }]}

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