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1 1 Policy options
2 2 Additional insureds
3 3 Payment information
4 4 Order summary

World Events Insurance Solutions

Anthony Grigsby

(888) 389-3900

Sorry, we don't have availability to purchase it online, but we are working on it! In the meantime, please submit quote for underwriting and we’ll reach out with any remaining questions!

Policy effective dates

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This policy will go into force on the start date and stay in force for 12 months.

Payments for this policy will stay in effect until cancelled.

Policy options

Please select from the options below. Some may affect the final price.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to carrier restrictions, some options are disabled from this group.

 

This coverage is for incidents such as fire, wind, hail, lightning, and theft. This coverage is for your tangible property, such as equipment, supplies, tools, or inventory.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to carrier restrictions, some options are disabled from this group.

Does not cover structures, buildings, or any item that is permanently installed to vehicles. The limit for Trailers, includes the trailer as well as installed equipment. $250 deductible applies per occurrence.

This endorsement extends your general liability coverage to your trailer while it is parked & separated from your vehicle. *Limitations apply*

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to carrier restrictions, some options are disabled from this group.

.

If you host demos, lessons, or provide any kind of professional advice as part of your business, we highly recommend this coverage.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to carrier restrictions, some options are disabled from this group.

Note: Add a Professional Liability endorsement if you teach classes or do demonstrations. Only applies if teaching, or doing demonstrations, is your secondary business. Must have a food product as your primary business.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to carrier restrictions, some options are disabled from this group.

Excess liability is an additional policy that gives you an extra layer of protection above your general liability limit. If needed, this policy will help you meet your contractual liability requirements with a venue or vendor. If you need over a $2,000,000 excess limit please contact us.

Nearly 1 in 4 businesses have experienced a cybersecurity event. If you collect and/or store customer and financial data, we strongly advise adding Cyber Liability Coverage for greater protection and peace of mind.

Your application will be submitted for underwriting.
Your application will be submitted for underwriting.

Due to carrier restrictions, some options are disabled from this group.

Limits of Insurance

General Aggregate Limit (Other then Products-Completed Operations) $2,000,000
Products-Completed Operations Aggregate Limit $2,000,000
Personal and Advertising Injury Limit $1,000,000
General Each Occurrence Limit $1,000,000
Damage to Premises Rented to You (Any One Premises) $300,000
Liability Deductible NO DEDUCTIBLE

Account setup

Policy holder information

Physical Address

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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Name can be between 2 and 70 characters long and can contain letters, hyphens, commas, dots, apostrophes and spaces
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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WE CANNOT ACCEPT A PO BOX AS A PHYSICAL ADDRESS. KINDLY ENTER A PHYSICAL ADDRESS FOR YOUR BUSINESS.
You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Please click here to be directed to an application that is specifically for those whose business is in .

This state has been disabled from purchasing at this time. If you are trying to renew your policy, please call us at 866.395.1308

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Mailing address

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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Please click here to be directed to an application that is specifically for those whose business is in .

This state has been disabled from purchasing at this time. If you are trying to renew your policy, please call us at 866.395.1308

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Business information

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Business name - Only letters(A-Z), numbers(0-9), &(ampersand), -(hyphen), '(apostrophe), .(dot), comma, ()brackets, spaces, ‘ ’(curly apostrophes), /(slash), :(colon), ;(semicolon) are allowed.
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Please provide your full name under mailing address.
A business you own and operate, not a business that employs you.
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Primary Business Activity

Secondary Business Activities

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Business Type

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Claims History

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Product information

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Please note that imported seafood, meat, poultry, and perishables (produce or dairy making up more than 20% of total sales) are excluded from product liability coverage, which means the policy cannot be purchased.
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Liability Questions

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    This can be found by going to "My Policies" on your customer dashboard and then "Add Endorsement".
  • Gross sales up to $50k for handmade beauty products = $135
  • Gross sales above $50k for handmade beauty products = $210
Application can no longer be completed online.
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  • I am in compliance with all County, State, and Federal Food and Safety Regulations.
  • I do not provide any services such as health coaching or nutritional consulting.
  • My product does not contain any nutraceuticals, drugs, medicines, vitamins, or supplements (other than incidental, naturally occurring or food based such as protein powders).
  • My product does not promote, advertise, or claim to assist in cleansing, detoxing, weight loss, muscle building, meal replacement, or sexual enhancement.
  • I am not providing/sub-contracting bartending services.
  • I do not own/operate a Grocery Store or Supermarket.
  • I do not own any commercial farming operations.
  • I do not own a Restaurant, Café, Bakery, Tavern, Bar, Nightclub, Dance Club, Social Club or Lounge.
  • Do not own any commercial farming operations (more than 30 acres).
  • Do not import Seafood, Meat or Poultry.
  • Your sales on imports for Perishables (produce or dairy) are less than 20% of total sales.
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  • Neither my company nor I have ever been involved in any legal dispute relating to the operations of the company.
  • I have not had any liability or business property claims resulting in losses in excess of $5,000 within the last five years.
  • Neither my company nor I have ever been subject to local, state, or federal investigation relating to the type of business I am applying for.
Application can no longer be completed online.

Terms & Conditions

Products and operations that are EXCLUDED in this policy:

  • Alcoholic beverages or products (includes serving, selling, or sub-contracting)
  • Animal/Livestock feed (this does not include pet products)
  • Any product requiring a prescription
  • Any product containing Cannabidiol (CBD), Hemp, or Hemp extract
  • Baby food
  • Commercial farms owned or operated by the insured (your products sold away from the farm are okay)
  • Companies/Operations not in compliance with county, state, and federal food and safety regulations
  • Diet products or cleanses or pills marketed as a 'weight loss' product
  • Energy drinks
  • Grocery store or supermarket retail operations owned or operated by the insured
  • Health coaching
  • Importers - produce or dairy making up more than 20% of total sales
  • Importers - seafood, meat, poultry
  • Kava
  • Kombucha
  • Medical invasive products - intended to stay within body
  • Nutraceuticals, vitamins, supplements, suppositories or products containing pharmaceuticals, drugs or medicines
  • Nutrition consulting
  • Owner or operator of a food court / storefront
  • Restaurant, cafe, bakery, tavern, or similar establishment, with operations where you own or lease the space where customers enter to purchase food/beverages
  • Tobacco related products including e-cigarettes and smokeless products
  • Topical products including soaps, lotions, and bath products

See policy for exact terms, conditions, and exclusions.

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Read Terms & Conditions
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Read company email, phone and electronic delivery statement

Additional insureds

Food Liability - AI #{[{ $index + 1}]}(+$0.00)

Included with policy: Additional Insured, Waiver of Subrogation, Primary and Noncontributory.

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{[{ searchItem.state_code }]} | {[{ searchItem.start_date|date:"MMM dd, yyyy" }]} - {[{ searchItem.hasOwnProperty('end_date') ? (searchItem.end_date|date:"MMM dd, yyyy") : "no end date" }]}
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Please only use the additional insured email and do NOT use the policy’s holder email
The endorsements listed below have been added to the policy requirements by the Additional Insured/Sponsoring Organization.
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Payment information

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Credit card information

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Please enter your credit card and bank information. Your credit card will be used for the down payment and your bank information will be used for the Capital Premium finance agreement monthly draft. If you have questions about alternative payment methods for the capital monthly draft please contact Capital Premium.
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Your policy is set up to automatically renew on {[{ policyEndDate.format(dateViewFormat) }]}.

Order summary

Policy Holder Edit

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Email:
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Mobile number:

Mailing Address is the Same as the Physical Address
Mailing Address:
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Your policy is set up to automatically renew on . With the EZ-Renew feature your insurance coverage will be continuous without you worrying about having a lapse in your insurance policy coverage.

Food Liability Insurance

Payment Breakdown

Policy start date: - Policy end date: Edit

If changes are needed, please reach out to your agent.
Edit

Limits of Insurance

General Aggregate Limit (Other then Products-Completed Operations) $2,000,000
Products-Completed Operations Aggregate Limit $2,000,000
Personal and Advertising Injury Limit $1,000,000
General Each Occurrence Limit $1,000,000
Damage to Premises Rented to You (Any One Premises) $300,000
Liability Deductible NO DEDUCTIBLE

Policy Holder Business Information

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Business Type
name
DBA
Mobile number
Website
Business Activities
Business Activities Description
Product Description

Business Type

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Is your business type an LLC, a Corporation, or a Partnership/Joint Venture?
Does your LLC, Corporation, or Partnership/Joint Venture offer any non-food related services or products?

Claims History

Edit
Have you had any liability or business property claims resulting in losses in excess of $5,000 within the last five years?
Are you aware of any incident(s) that may result in a claim?
Have you or your company ever been involved in any legal dispute relating to the operations of your company?
Have you or your company ever been subject to local, state, or federal investigation relating to the type of business you are applying for?

Product information

Edit
Are you in compliance with all County, State, and Federal Food and Safety Regulations?
Do you provide any additional services other than food products (e.g. health coaching or nutrition consulting)?
Do you add, or does your product contain, any vitamins, supplements, nutraceuticals, drugs, or medicines?
Are any of your products topical such as soaps, lotions, cosmetics, bath products, etc.?
Does your product promote, advertise, or claim to assist in cleansing, detoxing, weight loss, muscle building, meal replacement, or sexual enhancement?
Do you import any of your products?
What % of your products are imported?
Please note that imported seafood, meat, poultry, and perishables (produce or dairy making up more than 20% of total sales) are excluded from product liability coverage, which means the policy cannot be purchased.
What countries do you import from?
Are you providing/sub-contracting bartending services?
Are you serving/selling/providing any alcoholic beverages?

Liability Questions

Edit
Does your Business, LLC, Corporation, or Partnership/Joint Venture offer any non-food related services or products (other than incidental advertising items for your food business such as shirts or cups with your logo)?
Are you or your company controlled by, owned by, or commonly owned, affiliated, or associated with any other organization or business?
Are any of your products topical such as soaps, lotions, cosmetics, bath products, etc.?
I understand that I must add the Handmade Beauty endorsement after I purchase this policy in order to receive coverage for these products.
    This can be found by going to "My Policies" on your customer dashboard and then "Add Endorsement".
  • Gross sales up to $50k for handmade beauty products = $135
  • Gross sales above $50k for handmade beauty products = $210
Please describe:
By selecting yes you agree that you:
  • I am in compliance with all County, State, and Federal Food and Safety Regulations.
  • I do not provide any services such as health coaching or nutritional consulting.
  • My product does not contain any nutraceuticals, drugs, medicines, vitamins, or supplements (other than incidental, naturally occurring or food based such as protein powders).
  • My product does not promote, advertise, or claim to assist in cleansing, detoxing, weight loss, muscle building, meal replacement, or sexual enhancement.
  • I am not providing/sub-contracting bartending services.
  • I do not own/operate a Grocery Store or Supermarket.
  • I do not own any commercial farming operations.
  • I do not own a Restaurant, Café, Bakery, Tavern, Bar, Nightclub, Dance Club, Social Club or Lounge.
  • Do not own any commercial farming operations (more than 30 acres).
  • Do not import Seafood, Meat or Poultry.
  • Your sales on imports for Perishables (produce or dairy) are less than 20% of total sales.
By selecting yes you agree that you:
  • Neither my company nor I have ever been involved in any legal dispute relating to the operations of the company.
  • I have not had any liability or business property claims resulting in losses in excess of $5,000 within the last five years.
  • Neither my company nor I have ever been subject to local, state, or federal investigation relating to the type of business I am applying for.

Terms & Conditions

Edit

Products and operations that are EXCLUDED in this policy:

  • Alcoholic beverages or products (includes serving, selling, or sub-contracting)
  • Animal/Livestock feed (this does not include pet products)
  • Any product requiring a prescription
  • Any product containing Cannabidiol (CBD), Hemp, or Hemp extract
  • Baby food
  • Commercial farms owned or operated by the insured (your products sold away from the farm are okay)
  • Companies/Operations not in compliance with county, state, and federal food and safety regulations
  • Diet products or cleanses or pills marketed as a 'weight loss' product
  • Energy drinks
  • Grocery store or supermarket retail operations owned or operated by the insured
  • Health coaching
  • Importers - produce or dairy making up more than 20% of total sales
  • Importers - seafood, meat, poultry
  • Kava
  • Kombucha
  • Medical invasive products - intended to stay within body
  • Nutraceuticals, vitamins, supplements, suppositories or products containing pharmaceuticals, drugs or medicines
  • Nutrition consulting
  • Owner or operator of a food court / storefront
  • Restaurant, cafe, bakery, tavern, or similar establishment, with operations where you own or lease the space where customers enter to purchase food/beverages
  • Tobacco related products including e-cigarettes and smokeless products
  • Topical products including soaps, lotions, and bath products

See policy for exact terms, conditions, and exclusions.

Check this box confirming you understand the above products are excluded in this policy
By checking this box, you certify that you are at least 18 years of age
By checking this box I accept the Terms & Conditions
Read Terms & Conditions
I agree to the following email, phone and electronic delivery statement
Read company email, phone and electronic delivery statement

Additional Insureds

Edit
Unlimited Additional Insureds
Additional Insureds
{[{ ai.name }]}

Employees

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{[{ employee.firstName }]} {[{ employee.lastName }]}

Independent Contractors

Edit
{[{ contractor.firstName }]} {[{ contractor.lastName }]}

ANY PERSON WHO KNOWINGLY AND WITH INTENT TO DEFRAUD ANY INSURANCE COMPANY OR ANOTHER PERSON FILES APPLICATION FOR INSURANCE OR STATEMENT OF CLAIM CONTAINING ANY MATERIALLY FALSE INFORMATION, OR CONCEALS FOR THE PURPOSE OF MISLEADING, INFORMATON CONCERNING ANY FACT MATERIAL THERETO, COMMITS A FRAUDULENT INSURANCE ACT, WHICH IS A CRIME AND SUBJECTS THE PERSON TO CRIMINAL AND CIVIL PENALTIES.

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You must own the business to purchase the insurance policy. We identify that this business name is disallowed from purchase.
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Based on your previous answers, it appears your business situation is unique and deserves a more personal touch. Please complete the application and one of our licensed sales agents will contact you within 48 hours to complete your quote.

We noted you have made changes to the application you previously submitted. After clicking SUBMIT FOR QUOTE, your application will be sent again for our team to review.

Please click here to be directed to an application that is specifically for those whose business is in .

This state has been disabled from purchasing at this time. If you are trying to renew your policy, please call us at 866.395.1308

Food Liability Insurance

Policy Endorsements

Additional insureds

Coverage for Employees

Coverage for Independent Contractors

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